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Overpayment is when you make a payment higher than the required amount on your credit card. This can happen either deliberately or accidentally.
If the refund you receive from returning an item paid with your credit card is greater than your existing account balance, it is called a refund exceeding the balance.
Another term to be aware of is statement credit, which denotes earning a reward that is added to your account. Then what is the size of a standard credit card
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